Planning for a New Chapter: Protecting Your College-Bound Young Adult

Anderson Elder Law
May 28
2 min read

College-age kids are stepping into a whole new level of independence, with more freedom, responsibility, and real-life experiences. It’s an exciting time, but legal prep often gets overlooked. Having a few key documents in place, like a Power of Attorney, can make all the difference when the unexpected happens.

Once your child turns 18, you, as a parent can no longer automatically access their medical, financial, or academic information. That’s why having key legal documents in place before your child leaves for college is essential. Why a Power of Attorney Matters for Young Adults

Medical Emergencies

Without a Healthcare Power of Attorney (HPOA) and HIPAA authorization, parents may be unable to speak with doctors or make medical decisions if their child is hospitalized or incapacitated.

Financial Management

With a Financial Power of Attorney (FPOA), parents can manage tuition payments, banking, and other financial matters. This is especially helpful if the student studies abroad or is unavailable.

Privacy Laws (FERPA)

Federal law restricts access to academic records once a student turns 18. A FERPA release form gives parents access to grades, transcripts, and helps them assist with educational matters if needed.

Essential Legal Documents for College Students

Healthcare Power of Attorney (HPOA): Appoints a trusted agent to make medical decisions in an emergency.
HIPAA Authorization: Allows medical providers to share health information with parents or guardians.
Financial Power of Attorney (FPOA): Enables someone to manage banking, tuition, and financial matters.
Living Will: Outlines wishes for medical care in critical health situations.
FERPA Release Form: Authorizes parental access to academic records.

How Anderson Elder Law Can Help

At Anderson Elder Law, we believe legal planning should begin early especially when your child is stepping into adulthood. We guide families through this important process by preparing:

Customized HPOAs, HIPAA authorizations, FPOAs, Living Wills, and FERPA releases
Practical advice on how to support your college student legally and financially
Give yourself peace of mind knowing that, should an emergency arise, you have the legal authority to step in and help.

Contact Anderson Elder Law today and safeguard your child’s next chapter.