Medicare used to be so simple!
Are you maximizing your Medicare benefits? At Anderson Elder Law, we want to ensure that you are! We will evaluate your current coverage, compare plan options, help you prepare for enrollment periods and annual reviews, help find savings on prescription drugs. Additionally, as with any insurance benefit, there are predictable patterns along the Continuum of Care that we can alert you to so you are not caught off guard. Medicare optimization experts assist you in making the most of your Medicare benefits.
We are here to help you do what matters.
Your Medicare Learning Curve
Original Medicare (Parts A and B) and Medicare Advantage (Part C) are two distinct options for Medicare coverage. Original Medicare, provided directly by the government, offers fee for-service coverage for hospital stays, doctor visits, and medically necessary treatments. However, it doesn't include prescription drug coverage or services like dental, vision, and hearing. In contrast, Medicare Advantage plans, offered by private insurance companies, provide the same coverage as Original Medicare along with additional benefits like prescription drugs, dental, vision, and hearing. Medicare Advantage plans often have lower out-of-pocket costs but require using network providers. Choosing between the two depends on individual needs and preferences.
In addition to understanding this difference, consumers face other challenges with Medicare. These include grasping the need for a separate Part D Prescription Drug Plan, comprehending Medicare Supplement Insurance (Medigap) to fill coverage gaps, navigating network restrictions, dealing with prior authorization and coverage limitations, understanding the appeals process, comprehending premiums, deductibles, and co payments, and staying updated on changes to Medicare plans and regulations. Seeking assistance from professionals like Anderson Elder Law can help consumers overcome these challenges and make informed choices for their Medicare coverage.
“It is comforting to know that we are in the expert hands in the area of special needs trusts and related matters. We feel that the needs of our family are understood, protected, and given the upmost respect”
Karen R. (Special Needs Planning)